ACKO is a modern digital insurance company that provides a variety of insurance, like (car) insurance, to the new consumer. The ACKO vehicle insurance is specifically intended to fulfill the demands of car owners in India. Additionally, it’s only accessible online, making it extremely convenient for users to purchase and maintain their coverage from the comfort of their own homes.
Customers can enjoy a variety of benefits with this coverage, including complete coverage for accidents, theft, and third-party liability. Moreover, the policy also contains add-on coverage. This includes zero depreciation, engine protection, and roadside assistance that may be tailored to the customer’s specific needs.
Types of ACKO Car Insurance
ACKO offers many types of car insurance policies to meet your specific needs. The availability of these add-ons, features, and policies is subject to change. Pay attention to the relevant policy language for further details, and remember to renew your auto insurance online with ACKO.
Third-Party Car Insurance Policy
A Third-Party Liability Four Wheeler Insurance Policy covers the cost if you mistakenly damage the property of others or inflict harm or death on a third party. Typically, third-party coverage is required by law, but it doesn’t include damage to your vehicle.
Comprehensive Automobile Insurance Policy
The comprehensive automobile insurance plan includes all of the coverage benefits that the third-party plan provides. Furthermore, this plan protects your vehicle from damage resulting from accidents, natural disasters, fire, rat bites, and theft. This type of insurance enables you to purchase add-on coverage to supplement the policy coverage.
Zero Depreciation Policy
This auto policy includes all of the coverage features available under the Comprehensive Plan. Furthermore, if a car item needs to be replaced during repair, this plan will pay for it entirely. In other words, this policy will pay for the expense of depreciation for car components while also providing you with the highest claim amount.
Stand-Alone Own Damage Cover Policy
Third-party liability for car coverage falls short when it comes to damage caused by accidents, natural catastrophes, fire, or theft. Moreover, this coverage is available through its damage insurance policy.
Key Features of ACKO Car Insurance
Getting auto insurance from ACKO is convenient, straightforward, and easy. Being digital-first allows us to smoothly offer practically all of our services online. Moreover, when you buy online insurance from ACKO, you will also receive the following vital benefits.
Very low rates
Our operational costs are cheap due to our digital system, and we sell car insurance directly to you without the need for middleman commissions. Additionally, it allows us to keep vehicle insurance rates affordable.
Zero documentation
ACKO eliminates the need to spend time and effort filling out physical documents to insure or renew your car coverage. You do not need to submit a big list of documents. Moreover, everything is online, as there’s no paperwork required when purchasing new vehicle insurance or renewing an existing plan.
Easy Claims
There is no need to worry about filing a car insurance claim anymore. With services like free pickup and drop-off and claim tracking, your claims experience with us will be at ease.
Quick Claims Payment
ACKO provides quick payment for small claims. Moreover, large claims may take longer, but they are also settled quickly. Furthermore, minor and major claims are settled by the terms and conditions of the appropriate policy.
Full Simplicity
If you want to acquire auto insurance at midnight, it is possible to do so. Additionally, if you want to raise a claim request on a public holiday, ACKO provides absolute convenience for all things insurance.
24-hour assistance
As accidents are unpredictable, you can rely on our 24×7 service whenever you need help with your auto coverage. All you have to do is just place a call or click away.
Simple coverage renew
You may quickly renew your auto insurance with ACKO, either using the mobile app or online. Simply enter your auto insurance policy number and follow the renewal process to get the coverage renewed.
What Does ACKO Car Insurance Not Cover
ACKO vehicle insurance offers a set of exclusions that do not apply to the insurance policies that it offers. Moreover, you must understand these exclusions before purchasing a plan to avoid claim rejections. Coverage for damage or loss to your vehicle or accessories by the following is not allowed:
- Loss sustained to the car when the coverage is not active.
- Products taken from the vehicle are not covered.
- Routine upkeep and costs due to wear and tear.
- Damage to the car results from driving under the influence of intoxicating drugs or alcohol.
- Harm from the war and related conditions
- Damage when driving without a legal driver’s license.
- Harm is inflicted on the tires, engine, and tubes if they fail due to an accident.
Requirements for ACKO Car Insurance
ACKO does not require any visible papers to file a claim against your car insurance policy. Instead, you must submit soft copies of the following papers using our digital platform (mobile app/website). The exact list of required papers may vary based on the claim.
- Driving license
- Vehicle registration document
- First information report
- Non-traceable certificate
- Proof of identification for the policyholder
- Fire brigade report
- Real automobile purchase invoice
- Original repair expenses.
- Original payment receipts.
How to Purchase ACKO Car Insurance
Purchasing ACKO car insurance coverage is a quick, straightforward, and convenient process. You may get a car insurance plan online in minutes by following the steps below:
- Visit the official ACKO car insurance website and enter your car registration number or select your car’s data.
- Complete some basic inquiries about your car to assist your insurer in selecting a suitable coverage plan for you.
- Evaluate online vehicle insurance coverage and pricing specific to your circumstances.
- Select a premium and pay for the insurance coverage, and it will be in your mailbox within seconds.
ACKO car insurance is a form of auto insurance coverage given by ACKO General Insurance Limited, an Indian insurance firm that provides a variety of insurance products. ACKO car insurance provides coverage for any harm or loss to the person’s vehicle caused by accidents, theft, fire, natural catastrophes, or man-made disasters. You may purchase ACKO vehicle insurance online via their website or mobile app.
