Affirm grants every customer access to buy now, pay later payment options when they make either online and in-store purchases or shop using the various partners on the Affirm.com website. Some of the partners include Walmart, Target, Amazon, Lowe’s, Neiman Marcus, Nike, Best Buy, and many more. As a customer to access your account on the website or on the Affirm app, you need your Affirm login credentials. The Affirm login portal gives you access to make a payment on the Affirm.com site or Affirm app, update your income information, and your address, update your notification preferences, view your balance and payment schedule, and many more.
Affirm login page is easy to access as you are granted various options to manage your account to make payments and carry out other financial obligations on the platform. You can log in with email, especially for those who have been so bothered if they can use the affirm sign-in with email to access their portal. You can also make use of your phone number or passcode to access your Affirm account online. This post will guide you on everything you need to know on how to manage your Affirm online account. But before we proceed into how to log in to your account, let’s quickly dive into what Affirm means and how does Affirm work?
How Does Affirm Work?
Affirm is a very easy Buy Now Pay Later platform that offers any customer the option to purchase something and pay later. This is a loan payment platform that allows customers to purchase any commodity from any of its partners and then gives them access to manageable payment which is broken down especially when there is a large purchase on using the Affirm.com website or Affirm mobile app. Buying with Affirm is very easy because you will always know exactly the amount you will owe when you make purchases. Plus, there are no hidden fees and no late payment fees. If you are an Amazon Prime member and you buy any of your Prime Day deals with Affirm, you stand the chance to earn rewards and get 0% APR on 3 monthly payments.
Affirm’s loan however depends on where you shop or the partner you shop with as its loan terms vary based on your repayment plans, APR (Annual Percentage Rate), and by merchant when compared to other Buy Now Pay Later companies.
The repayment options at Affirm are in different phases which include three, six, and 12-month plans. The loan term that will be made available to you will be determined by the size of your purchase.
One month after your purchase is processed; your first monthly payment becomes due.
Interest rates on Affirm loans are not fixed and it ranges from 0% to 30%. Plus, it won’t add up just the way it does on most credit cards like popular point-of-sale loans.
How to Sign In Affirm Account Online on Computer
To enjoy all the features and benefits of logging into your Affirm account online, you must ensure you sign in on the Advance America sign-in page. This is done by following the steps below to guide you on what you need before you can sign in to your Affirm account online.
Requirements to Logging into Affirm Account Online
There are certain instructions you must follow for signing in to your Affirm online account. These include the following;
- Mobile number.
- Passcode.
- Fingerprint.
- Facial recognition setup.
- A good internet facility.
Keep in mind that if you recently changed your phone number, you will need to update it before you can sign in. Plus, you must know that there are two methods of logging into your Affirm account online. These include signing into your website and through your Affirm mobile app. In other words, you can make use of your PC desktop, laptop or mobile devices that are connected to the internet.
Affirm Login Steps
To log in to your Affirm account online, you need a reliable web browser such as Chrome, Windows, internet explorer, or Safari. Once you have the following in place, simply follow the steps below;
- Go to the official Affirm’s website by visiting the URL – www.affirm.com in the web browser of your device.
- Next, click the blue “Sign in” button at the top-right-hand corner of the homepage.
- On the next page, type in the mobile number you used in creating your account in the specified field.
- Then, click on “Continue”.
- The next step is to enter the 4-digit code sent to your mobile number to access your Affirm account online.
Login to Your Affirm Business Account Online
- Start by opening your web browser and visit the official Affirm website – www.affirm.com
- On the homepage, navigate to the right-top corner and click on the “Business sign-in” button.
- Then, type in your email address and password.
- Finally, click on “Sign in” to access your Affirm account online.
Benefits of Using Affirm mobile App to Login to your Affirm Account
By making a payment with Affirm app, it makes it easy for you to shop at any retailer and you stand the chance to not get any late fees, and extra costs. Below are some of the features of the Affirm mobile app.
- 0% APR and access to special offers as a user.
- Known for purchase now and pay later at any retail store.
- Manage your finances and send payments.
- You can open a no-fee high-yield saving account for free.
- Make use of the best payment options that meet your budget whenever you visit any retail store.
- You can verify your eligibility score and does not affect your credit score.
- Users can make use of Apple Pay or Google Pay to make their purchases in-person or online.
Login into your account using Affirm App
You can also make use of the Affirm mobile app to login to your account either on your Android or Apple mobile device. To make use of the mobile app, you have to download the Affirm mobile app on your device.
- Start by downloading the Affirm app on either the Google play store for Android or Apple Store for Apple devices.
- Once the download is complete, launch the mobile app and click on the “Sign in” button.
- Next, enter the mobile number you used to create your account and click “Continue” or tap “Confirm”.
- The next step is to enter the 4-digit code sent to that your mobile number.
You can also download the Affirm mobile app on the homepage by clicking on the “Download app” and then scrolling down on the next page to choose either on App Store or Google play store for your Apple device or Android respectively.
Easy Guide on How to Set Up a Passcode, your Fingerprint, or Face ID
Making use of a passcode, or your fingerprint or facial recognition (on devices that support them) makes it easy for you to sign in to Affirm App in a more secure and faster way (these sign-in options are not available at affirm.com). You will be asked to set up a passcode during the normal sign-in process in case you don’t have one. You can always set up a passcode later in your account by following the steps below;
- Start by signing into your Affirm App and then click on the “Profile” button at the bottom of the screen.
- Tap on the “Set up a passcode”, type in your passcode, and re-type it to confirm. Keep in mind that you can reset your passcode if you forget it and please note that it is advisable you write it down somewhere safe.
- You can also make use of your fingerprint or facial recognition instead of using your passcode, click on the link to set up your fingerprint or facial recognition when prompted.
- The next step is to follow the on-screen to set it up.
How to Reset Your Affirm Account’s Passcode
If you forgot your passcode and can’t access your mobile app, kindly log on to the passcode screen and click on “Forgot?, then click on the last 4 digits of your Social Security number. The next step is to follow the on-screen instructions to reset your passcode.
How to Sign Up for New Affirm Account
To log in to your Affirm account at your convenience, you must complete the Affirm sign-up process. You can do that by following the steps below;
1: Go to the official Affirm website – www.affirm.com in the web browser of your device.
2: Navigate to the top-right corner of the homepage and click on the “Sign In” button and then tap on “Create Account”.
3: On the next page, enter your mobile number in the specified field and then click on “Continue” to confirm your phone number.
4: The next step is to follow the prompt on the next page to complete your registration process. Once this is complete, you will be redirected to the login page where you can now login to your Affirm account with your registered login details.
Affirm Business Account Sign Up
- Go to the official Affirm website – www.affirm.com in the web browser of your device.
- On the homepage, navigate to the right-top corner and click the “Sign In” button.
- Then, click on the “Business sign up” button.
- On the next page, you will be asked to provide information about your business. These include;
- First Name.
- Last Name.
- Business email.
- Website.
- Annual Revenue.
- E-commerce platform.
- Industry.
- Country.
- After entering your information, read and accept the agreement by ticking the box and then tap the “Get Started” button.
- Finally, follow the instructions to complete the registration process. Once you complete the registration, you will be redirected to the login page to log in to your Affirm business account.
How to Make Your Affirm Payment on Web
You can either make it on the official Affirm.com website or Affirm app. To make a payment on the official Affirm.com website, follow the steps;
- Sign in to your Affirm account.
- Proceed to Pay.
- Select the purchase that you want.
- Click on the “Make a single payment” button.
- Then, select the amount and the due date for payment.
- You can include or remove a payment method. Then, tap the “Continue” button.
- Check the total, the mode, and the date of the payment.
- Click the “Submit payment” button.
How to Make Payment via Affirm App
- Download the Affirm app for free from the App Store (for Apple devices) or the Google Play Store (for Android devices).
- Sign in to your account by entering your phone number and password.
- Navigate to the “Manage” tab.
- Tap on the desired purchase.
- Select the method, date, and amount for your payment.
To see your purchase balance or payment schedule at the top of the screen, tap a purchase to see your remaining balance and other information.
Products and Services of Affirm
Affirm Savings account
Affirm also works with other financial institutions which include Member FDIC, and Cross River Bank. Which offers interest-bearing savings with no opening or maintenance fees. You can make deposits into your account once your bank account and Affirm savings have been securely linked. Users are only allowed to receive or send money from your account a maximum of six times per monthly statement cycle.
Virtual card
The Virtual card enables making purchases at other retailers. This also enables you to apply for a loan on affirm.com or in the Affirm app. You’ll then receive a virtual card that you can use at the majority of physical and online retailers. All you need to do is just select that option and enter your virtual card number to use it especially when you want to pay with a credit card at the checkout.
Installments over 3, 6, or 12 months
You can choose the Affirm payment option at checkout when you want to make a payment at any local shop. With this, you can apply for a loan to pay for your purchases at that very moment. If you want to pay for your purchase in a series of manageable payments that fit your budget, you can choose to spread out your payments over a period of time, typically 3, 6, or 12 months (or more).
4 interest-free payments
Customers can get access to make 4 equal payments and pay off their purchases quickly without damaging their credit. And spaced out over the course of every two weeks. However, this depends on the merchant and the size of your order.
How to Reach Out to Affirm Customer Service
You can contact Affirm’s customer service by going to the official website at www.affirm.com or on the App. When you log in on the website, you can contact them via your preferred methods on the website,
You can also contact them via social media. Affirm can be found on Instagram, Facebook, LinkedIn, Pinterest, and Twitter/X.