Posted by offers you access to respond to CapitalOne’s mail offer online and also get you opportunity to get yourself approved for the best credit cards CapitalOne bank offers. A good if not excellent credit score can award you credit cards with rewards which include cashback offers travel perks. However, even if you have an excellent credit score you need to seek the right company for the best credit cards. This is why has made it easy to deliver to you all the amazing cards you can get from the bank. Let’s quickly consider some highlights about the

GetMyOffer Capital One Highlight

  • Getmyoffer Capitalone com offers you access to get the best cards that comes with the best rewards and cashback offers
  • The application process will only minutes to apply and complete
  • You can rebuild your credit score during pre approval which can also help to improve your credit report even if bank reports to all the three major credit bureaus regarding your financial situations.
  • Keep in mind that debts or missed payment can damage your score quicker and easier more than you could ever imagine.

Requirements to Get Pre-Approved for a Capital One Credit Card

To get Capital One credit card using the GetMyOffer Capital One, you must meet the following requirements to become eligible.

  • GetMyOffer Capital One is only available to legal residents in the United States
  • Applicants must be 18 years and above
  • Must have an excellent credit score to qualify
  • The type of card you get approval for determines your credit limits
  • Credit limits ranges from $2,000 to $5,000

Best Capital Credit Cards Options with  

There are different credit cards you can apply for using the GetMyOffers Capital One platform. These include the following.

  Capital One Cards    Annual Fees  Best Features
  Capital One Quicksilver Credit Card    $39  Earn unlimited 1.5% cash back on every purchase you make  
  Savor Card for Rewards      $95  Earn $500 cashback on spending $3,000 within the first 90 days of card use (3months).
  Venture Rewards Credit Cards      $95  Earn 2X miles on every dollar spent on daily purchases
  Spark Cash Credit Card      $95  Win $500 sign-up bonus coupled with 2% cashback on all eligible purchases in the future.
  Capital One Journey Student Card    N/A  It is directed towards college students who want to start a good credit history and rating  

How to Respond To Mail Offer

If you receive a pre-screen mail offer luckily, then you are one step away from the application process. However, you will need two important numbers which include:

  • 16-digit Reservation Number
  • 6-digit Access Code

Keep in mind these numbers will appear together at the bottom part of your letter/mail.

Once you have these numbers with you, you can now follow the steps below.

  • Start by visiting the official website
  • Next, enter your 16-digit Reservation Number and 6-digit Access Code in the specified field.
  • Now, click on “View Next step”.
  • Your application will now be reviewed by the issuers and if accepted you will receive your credit card within a week.

Keep in mind that your application approval message will get to your via online letter or in-mail. On the other hand, you may get a “pending decision” notification instead. This implies that you have the issuers are yet to reach a decision maybe because they will have to verify some information on your application data.

What If I Didn’t Receive Mail Offer

Sometimes, when you receive a pre-screened mail, it doesn’t guarantee 100% approval. However, this is an indication that the card issuers gives you a consideration among other applicants and would like you to apply. However, if you are yet to receive a mail offer, do not panic. All you need to do is to click on the “see if you’re pre-approved” for a personal credit card in 60 seconds option available on the official website. Once you click on the preapproval link, it will redirect you to the next page where you have three steps.

  • Pre-approval questions
  • Eligible offers
  • Shortened application

On each of these steps you will be asked to provide the following information on the application form

  • Legal First name
  • MI
  • Legal last name
  • Date of birth
  • Permanent address
  • Card features you are looking for
  • Social Security Number

Once you are done, click on the blue “continue to Pre-approval” button.  Finally, towards the end of your application form, kindly check the box stating that “I understand that this is not a credit card application”.  Keep in mind that you can only qualify for Capital One Quciksilver One, Platinum and Secured Mastercard.

Frequently Asked Questions about

How i Check my Balance?

You can check your balance by simply logging in to your capital one account either through the Capital one official website or mobile application. You can see all the stats and information there.

How are my Chances of Approval if you get mail offer?

The chances of approval is very high if you get a mail offer and you are applying through mail offer.

How Can I claim my Capital One rewards?

To Claim or redeem your capital one rewards Capital one rewards is very easy. All you need is just sign in to your account from there, and then you can select the redeem amount and just click on confirm the redeem amount will be added in your account.

What if i Can’t Find where i Put reservation number and Access Code?

If you can’t find where you put those details (numbers), you do not have to panic. Kindly, apply through banner you saw in this site.

 Is Getmyoffer Capitalone Legit?

The answer is Yes. Getmyoffer capital one is 100% legit and it is offered by CapitalOne bank. So do not panic, kindly apply for the offer if you want to improve your credit score.

When will Capital One increase my credit limit?

Under normal circumstances, Capital One increases credit limits after 5 months of good use. Plus, you have to make sure you make payments on time and also make use of a low credit utilization ratio to establish yourself as a customer who is eligible for the increase. Habits like this are likely to boost your chances of getting a higher credit limit approval.

Is Capital One Platinum card better than Quicksilver?

For those who do not have good credit score, Capital One Platinum card is a good option for you. The card can help you improve your financial status over time but customers with excellent score should definitely go for Quicksilver credit card instead. This is because Quicksilver credit card offers more rewards programs and lesser interest rates and penalty charges. Plus no foreign transaction fee is attached in the case of Quicksilver.  

Can a customer with a Capital One Platinum card upgrade to Quicksilver? If yes, how?

Yes, you can easily upgrade from Platinum credit card to Capital One Quicksilver. All you have to do is contact the bank through your online account.

Normally, Capital One will automatically send you an upgrade offer if you are eligible. In case you have not received the offer, you can contact their customer support service by calling 800-227-4825.

I have recently been accepted for a Capital One card but with a low credit limit. What is the maximum limit that I can work for?

The highest credit limit offered by Capital One is $50,000. Most customers can either qualify or reach the $5,000 to $10,000 credit limit easily. However, the extent of your improvement depends on your creditworthiness.

Can I withdraw cash using Capital One credit card?

Obviously Yes, you can withdraw cash using any Capital One credit card but you have to bear in mind that there is a limit on withdrawal from ATM to avoid fraud. Usually, the limit is set at $1,000/day. It may vary depending on the card you are using.

Can I add an authorized user to my CapitalOne credit card?

Yes! You can add an authorized user through the CapitalOne online portal at or by making a phone call. However, you would still be the primary cardholder for the account. Also, such a user can only be added after the card application has been approved. If the procedure is still ongoing then naming a co-applicant is not valid and will not be permitted before the account is opened.

How can I contact Capital One Bank for queries?

You can contact the bank quickly by calling their helpline at 1-877-383-4802. You can also reach the bank by leaving a message on their official Twitter or Facebook page ( If you want to address the office using mail instead, kindly write your queries to the following address:

“1680 Capital 1 Drive McLean,
VA 22102 United States.

 What credit score is needed for a Capital One credit card?

As per Capital One, you should have a FICO score of 580 or above. This is because the card is equipped to customers with average credit or better. Capital One additionally noticed that you could, in any case, meet all requirements for this card if in the previous five years, you have defaulted on a loan or you have under three years of credit history.

Can you apply for Capital One credit cards using phone contact?

Yes, you can apply for your credit using phone contact by calling representatives at 1-866-927-5833. In most cases, this usually happen if you cannot access the website for credit card application although the representatives will first suggest you to do so through their website instead because the phone procedure can take longer time to complete. Keep in mind that that if you are under 21 years of age you must apply using online portal.