H&M credit card is generally regarded as a store credit card issued to qualified customers of the H&M Merchandise as a credit line. In other words, H&M does not offer credit card but comes as a store credit. This is why many customers who buy from the H&M merchandise enjoy the payment platform powered by Klarna and H&M gift card. This payment system is regarded as Pay Later. This pay later scheme is what is used by customer in exchange for credit card. This post will guide you on how to discover useful tips on how you can use the H&M account login, earning rewards, application process and the best way to apply for H&M credit card. To apply for H&M credit card is by going to nearest H&M store close to you since it is a store credit but you can apply online if you continue to read this post.
As a matter of fact, many merchandise like H&M and others offer store credit card and many of them even get to offer you VISA or MasterCard. With this mode of payment, you can shop for whatever you like at any mercantile stores. But the case may be different when it comes to H&M. This is because H&M franchise does offer any credit card but the company credit card comes in a store card and gift cards that functions nearly like credit card. This is because of the Pay Later scheme the card uses. So if you are looking forward to getting a credit card at H&M, you must come to an understanding that you will only get a store credit card and it can only be used at the various H&M stores across the countries where H&M is operating.
It is however important that you have an online account with H&M so that you can enjoy the maximum benefits attached to the store credit card. This means you have to become a registered member before you can be issued the credit card.
H&M is a clothing company founded in 1947 by Erling Persson with its headquarter based in Stockholm, Swede and has its retail outlet operating in several parts of the world. Currently, H&M has its stores operating in 74 countries with over 5,000 stores worldwide.
How to Apply for H&M Credit Card Online?
If you are on the lookout for the H&M Credit Card application process and steps online, you are not going to find any because H&M does not offer one. However, you can apply directly by going to the H&M store close to you. You can also call H&M at 1-855-466-7467.
You can also visit the H&M credit account online platform to avail yourself of the H&M Pay Later options which is a great choice that serves as a credit card you can use to pay off your bills. This payment options offers you the opportunity to convert your bills into monthly EMI.
Benefits of H&M Membership
There are various benefits you stand to enjoy when you avail yourself of the H&M account. They include the following;
- Cardholders earn 1 point for every $1 spent on any purchase at any H&M stores
- Once you become a registered member, you stand the chance to earn a one-time 10% discounts.
- Registered customers can return purchased items online for free
- You become eligible for special birthday offers
- You stand the chance to enjoy exclusive member events
- You can also check your shopping receipt online
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What are H&M Store Card Application requirements?
There are major requirements you must meet, they include the following;
- You must be a citizen of the particular country or at least a legal permanent resident where H&M store is available.
- A valid ID card issued by the government of that specific country.
- Applicant must be 18 years and above.
How to Qualify for H&M Store Credit Card
To become eligible for the H&S Store credit card, you must have the following;
- You must have a valid email address and a phone number
- A steady source of income enough to make payments for purchases.
- You must not have any record of bankruptcy or criminal history.
- You shouldn’t have defaulted in paying your debts.
- You must not owe any outstanding balance or delinquency
H&M Pay Later Login
Once you apply for your H&M Pay Later credit card and you have gotten approval. You can login to your account by following the steps below.
- Visit https://www.hm.com/entrance.ahtml in the web browser of your device.
- Next, choose any country of your choice depending on where you are and click on it.
- Then, click on the “Sign in” button at the top-right corner of the homepage.
- A Login on-screen will pop-up and then click on “my account”.
- Then, your H&M login portal will appear where you will have to enter your “email address” and “password”.
- Then, click on the black “Sign in” button to access your account.
To avoid entering your information many times, you can click on the “remember data” button.
How to Recover H & M Pay Later Credit Card Account
If you forgot your login password and you find it difficult to access your credit card account, you can retrieve it by following the steps below;
- On the Login page of your account where you will enter your login information.
- Click on the “Forgot login details” link.
- On the next page, enter your H&M registered email address and click on “Submit”.
- The next step is to check your email address inbox and click on the reset link.
- On the next page, enter your new password and re-enter it again to reset your password.
How to Register For H&M Membership
To become a registered member of H&M, follow the steps below;
- On the Login page of your account where you will enter your login information.
- Click on the “BECOME A MEMBER” link under the “Sign in” button.
- On the next page, enter your information which include your email address, create your secure password and date of birth in the specified fields.
- Then, click on the box if you would like to receive updates from H&M via your email address.
- Finally, click on the “BECOME A MEMBER”.
H&M Gift Card
If you have received an H&M gift card recently and want to use it for shopping, kindly follow the steps below to guide you on how to your gift card.
- Add all the desired products in your shopping cart.
- Next, Choose the “Add gift card” option on the checkout page
- A pop-up list will appear on the screen, add your gift card number and PIN code in the pop-up menu.
- Then, click on the “Add” button to use the gift card available balance.
To check the available balanceon your gift card go to the H&M online shopping portal. Scroll down the page and click the “Gift Card” button by the left side of the page. Then, choose your country and click on it. It will redirect you to the gift card page where you have “Digital Gift card” and “Physical Gift Card”. Scroll down and click on the “Check the balance of your Gift Card here”.
How to Find H&M Store Near You
To find any H&M shopping store near you, kindly follow the steps below.
- Visit the official website of H&M in the web browser of your device.
- Next, choose any country of your choice depending on where you are and click on it.
- On the next page. Click on the “Find the store” button at the top-left corner of the homepage.
- Enter your location in the empty box to locate a store near you
How to Contact H&M Customer Service
If you are having any issue regarding your payment or store, you can speak with a representative at H&M Customer service by calling the phone numbers below;
H&M phone number – 855.466.7467 (Toll-free)
Klarna Customer service – 844.552.7621
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