Insurance Risk Class

Insurance Risk Class

An insurance risk class is a set of people or businesses with comparable characteristics that estimates the risk of underwriting a new policy
What Are Living Benefits of Life Insurance

What Are Living Benefits of Life Insurance

Generally, living benefits are a kind of life insurance that is available when you are still alive. In other words, living benefits
Do You Need Life Insurance in Retirement

Do You Need Life Insurance in Retirement

In retirement, you can purchase life insurance to cover funeral expenses, pay off outstanding debts and estate taxes, make charitable
Cash Advance vs. Payday Loan: What's the Difference

Cash Advance vs. Payday Loan: What’s the Difference

Since a cash advance vs. a payday loan might be similar at first glance, what’s the difference between them differs depending on the features.
Why Stay-At-Home Parents Need Life Insurance

Why Stay-At-Home Parents Need Life Insurance

Generally, a stay-at-home parent needs life insurance so that, during their death, the surviving spouse can safeguard their earning potential
What Is Limited Payment Life Insurance

What Is Limited Payment Life Insurance

A limited payment is a whole life insurance whereby the premiums are paid for a certain period instead of permanently. Though options
What Is an Insurance Company Credit Rating

What Is an Insurance Company Credit Rating

The insurance company credit rating provides information about an insurer's creditworthiness and financial stability. The credit rating is
Alternatives to Debt Consolidation Loans

Alternatives to Debt Consolidation Loans

Using your home equity, adjusting your budget, or changing your investing strategies are a few alternatives to debt consolidation loans.
What Happens To My Life Insurance If I Declare Bankruptcy

What Happens To My Life Insurance If I Declare Bankruptcy

Depending on the kind of life insurance and bankruptcy you have, will determine what happens if you declare it. In this article, we provide
How to Refinance a Business Loan

How to Refinance a Business Loan

As mentioned earlier, business loan refinance might not be suitable for everyone despite its amazing benefits. Also, you should be aware