Visa Credit Cards are methods of payment that is widely accessible in more than 160 countries. With a Visa Credit Card, you can make unexpected payment like travel expenses, car repairs, rentals and meeting other financial needs. Hence, the Visa Credit card is reliable source of payment but you need to apply for one using the Visa Credit Application Online platform by visiting the official website or from a registered bank in your country.
The Visa Credit Card information is provided by third-parties which include card-issuing banks, Affinity partners, Insurance providers, Transaction networks, Merchant account, card association, and many others to users. However, it is important to know that despite the card information issued by third parties. Visa may receive compensation from the card issuers whose card appears on the website but makes no representation about the accuracy of completeness of any information regarding any credit card from visa.
What is Credit Card?
A Credit card is an electronic means of payment (payment card) issued to beneficiary to enable him pay a dealer or trader for goods and services in terms of accrued debts. This is a form of money lending to the card holder and he expected to pay back with interest on agreed date. The credit card is granted a line of credit that is connected to your account created by the bank or any card issuers. This enable the card holder borrow money for repayment. Credit card is different other cash cards because it allows you accumulate payable debts with interest charge that must be repaid in full at the end of each month. So many organizations like banks, credit unions and other financial systems issue credit cards to their customers. Meanwhile, organizations and some online stores use and accept payment method with Credit Cards.
Organizations That Uses Credit Card
There are popular companies that issue Credit Cards to their customers. These Credit Cards issued by these companies come in different shapes, sizes and designs. Below are the lists of some best Credit Card Companies.
- Visa – Visa remains the largest financial payment network and it is widely accepted by over 40 million merchants in the world with 336million card holders. Visa offers amazing benefits to its card holders which include the traditional benefits and premium rewards. However, when you want to get a Visa Credit Card. It is advisable for you to carefully review all terms and conditions regarding information connected to the application process. Credits cards issued by Visa to its customers through some third-parties include the following.
Chase Freedom Unlimited
Capital One Venture Rewards Credit Card
Capital One VentureOne Rewards Credit Card
- Mastercard – this is the second-largest financial payment network in the United States with over 231 million card holders.Mastercard uses chip technology that helps protect the personal information of its users and allow them to easy pay their bills.Mastercard carries out financial transactions in over 210 countries in more than 150 countries. Credits cards issued by Mastercard to its customers through some third-parties include the following.
Chase Freedom FlexSM
Capital One SavorOne Cash Rewards credit Cards
Citi} Double Cash Card
- Citibank – Citibank is a one of the major banking institutions in the United States with over 95 million card holders. The bank also credit cards to its customer with two primary rewards programs – Simplicity and Thank You. The financial institution has an online platform known as CitiManager} online. This is an online banking tool that helps its members manage multiple accounts. Credits cards issued by Citibank to its members include the following.
Citi} Double Cash Card
CitiPremier} Card
CitiPrestige} Card
- Chase – this is the second-largest credit card issuer in the United States after Citibank with 83 million cardholders. The Chase Saphire Reserve} is popularly regarded as the best travel card. The payment network company gets rewards from companies like Disney and SouthWest Airlines and provides high customers satisfaction for its credit card’s customers.
Chase Freedom FlexSM
Chase Freedom Unlimited
Chase Sapphire Preferred}Card
- American Express – American Express (AMEX) holds the world’s largest Credit Cards issuer in terms of transaction annually averaging 6 billion per annum with 63 million cardholders. The financial network is active in over 160 different countries and accepts high-income cardholders with high credit scores.
American Express Platinum Card}
Blue Cash Preferred} Card from American Express
Gold Delta SkyMiles} Credit Card
- Capital One – Credit One provides credit score for excellent or poor credit cards with over 62 million cardholders. This Credit Card network offers 24/7 customer service and free credit scores via its service known as CreditWise. Capital One also offers premium benefits and credit rebuild for all its card holders.
Capital One Venture Rewards Credit Card
Capital One SavorOne Rewards Credit Card
Capital One VentureOne Rewards Credit card
- Bank of America – Bank of America is an award-winning online and mobile banking with 58 million Cardholders that makes Credit Card easy for its customers.
Bank of America } Cash Back Rewards Credit Card
Bank of America } Premium Rewards } Credit Card
Business Advantage Customized Cash Rewards Credit Card
- Discover – Discover Credit Cards network offers numerous promotional offers to its 39 million Card holders. These offers include cash back, miles, and 0% intro APRs. Discover Credit Cards offers good offering for both students and businesses.
Discover it } Miles
Discover it } Chrome
- Synchrony Financial – Synchrony Financial issues Mastercard and visa Credit Cards to its 37 million cardholders. The financial network offers co-branded retailer and store credit cards.
Walmart Credit Card
Old Navy Credit Card
Amazon.com Store Card
- Wells Fargo – Wells Fargo offers competitive and diverse financial support to all its 23 million cardholders.
Well Fargo Platinum card
Barclays US – Barclays offers co-branded credit cards in partnership with retail, educational, popular travel, and financial institutions. Barclays US covers Credit cards services to over 16 million cardholders in the United States and across the world.
Miles & More® World Elite Mastercard®
AAdvantage® Aviator® Red World Elite Mastercard®
- U.S. Bank – U.S. bank provides Credit cards services for first-timers, students, small businesses, and the general populace. The financial institution is known for providing rebuilding credit to over 14 million cardholders.
U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card
U.S. Bank Visa® Platinum Card
U.S. Bank Business Edge™ Platinum
- USAA – USAA provides Credit cards services for military servicemen, veterans, and their families. . The financial payment network offers its members cash back, rewards points, low rates and so much more. USAA offers its services to 10 million cardholders.
USAA Secured Card® American Express® Card
USAA Cashback Rewards Plus American Express® Card
USAA Secured Card® Platinum Visa®
- Credit One – Credit One offers credit cards with cash back reward and monthly score tracking to its customers. They also offer a promotional offer for NASCAR fans and provide credit card services to 6 million cardholders.
Credit One Bank® Platinum Visa® with Cash Back Rewards
Credit One Bank® Visa® Credit Card
- PNC Bank – PNC bank provides credit cards to individuals and small businesses with strong histories. PNC cardholders have high scores and enjoy low rates and great reward.
PNC Core® Visa® Credit Card
PNC Cash Rewards® Visa® Credit Card
PNC points® Visa® Credit Card
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Types of Visa Credit Cards
Visa Classic
Visa classic card is the simplest card that can be used for payments categories whioch include renting cars, buying textbooks, travelling, shopping, dining and so much more. This credit card allows you access cash from 1.9 million ATMS in more 200 countries across the world.
Features and Benefits
- You get 24/7 customer service assistance from Visa’s Global Customer Assistance Services anywhere you are in the world.
- Emergency card replacement
- You also get emergency card advance
Visa Gold
Visa Gold Card is a premium credit card for premium customers. This is mostly meant for businesses and merchants.
Features
- Global Emergency Assistance
- Travel Assistance – medical and legal advice
- Global ATM Network – access over 1.9 millions ATM worldwide
Visa Platinum
- You get global emergency assistance. This assistance is offered by Visa platinum to help you block your account, send a replacement card, and also provide emergency cash.
- Travel assistance – cardholder of Visa Platinum get free access to extensive medical and legal advice.
- You can cash out from any ATM Network globally.
- You are eligible for extended warranty.
- With Visa Platinum card, you get purchase protection for stolen or damaged goods purchased.
Visa Signature
- Global Emergency Assistance – visa will help you block your account, provide emergency cash, send a replacement card
- Global ATM Network – you get access to over 1.9 million ATM locations all around the world.
- Airport lounge access – you don’t have to register prior to visiting the lounge. All you need to do is to present your Visa Signature card to the lounge staff to process your visit.
- Travel Insurance – this covers your travel insurance.
- Extended Warranty – you become eligible for the benefits of extended warranty that allows you pay for items purchased.
- Concierge – you enjoy other services like flight reservation, hotel reservation, restaurant reservation, car rental reservation, etc.
Visa Infinite
- Global Emergency Assistance
- Global ATM Network
- Airport Lounge Access
- Multi-trip Travel Insurance
- Extended Warranty
- Purchase Protection
- Concierge
How to Apply for Visa Credit Cards | Visa Credit Card Application Online
If you want to apply for Visa credit card, you can do so by visiting the official websites. However, you can get a Visa Credit Card at different banks in your country but if you want to apply online. Just go to https://usa.visa.com/ or https://www.visa.com.ng/ or https://africa.visa.com/ or https://www.visa.ca depending on your country.You can also visit online for the Visa Credit Card website for your country.
Several banks in the United States like Bank of America, Citibank, Chase, and many other s offers Visa Credit cards. Just visit their different locations or apply online. While HSBC offer a different kind of card from Citi bank, also first bank Nigeria offer a visa classic credit card, GT Bank also offers a visa credit card and also VISA ATM card.
