Capital One Credit Card Login and Payment Tips

Capital One credit card is one of the best credit cards with so many unique benefits issued to its customers to make purchases online, at different stores and even when you travel in the United States and other countries worldwide where Capital One bank is situated. The Capital One credit card login makes it easy for any customer to manage their account, view transaction history, make payment, etc. With this card, you can enjoy amazing travel rewards and earn so many rewards as a student.

Capital one is one the well-known financial institutions in the United States that offers financial services like credit cards, checking & savings, Auto, Business, Commercial, and lots more. has a variety of credit cards rewards programs but you will need at a FICO credit of 580 or higher which is “fair” credit.   

How to Apply for Capital One Credit Card

Capital One offers over 30 different credit cards with each card having their various features and amazing benefits. If you want to one Capital one credit card of your choice, it is important for you to review and compare the Bank’s credit card application website or on your mobile devices or PC.

Types of Capital One Credit Card you can Apply for

• Cash Back Credit cards
• Travel Rewards Credit cards
• Secure Credit cards
• Students credit cards
• Business credit cards
• Low intro rate credit cards

How to Set Up Capital One Credit Card Account Online

To login to your Capital One credit card account online, it is mandatory you have to register for an account on the Capital One enrollment page for online access. The steps below will guide you.

• Go to the Capital One enrollment page – www.verified.capitalone.com in the web browser of your device.
• On the next page, enter your last name, Social Security Number or ITIN and date of birth.
• Click on the blue “Get Started” button.
• On the next page, set up your “username” and “password” and get your account set up.

Capital One Credit Card Login

Now that you have registered for your online banking, you can now login to your Capital One Credit card account online. You can login on the Capital One website or mobile app.

• Go to www.capitalone.com in the web browser of your device.
• Next, click on “Sign In”.
• On the next page, enter your “Username” and “password”.
• Then, click on the green “Sign In” button.

How to Activate your Capital One Credit Card Account

To activate your credit card online is easy once you have successfully enrolled in the credit card online banking. You can either activate your card using the “Sign In & Activate” or “Enroll & Activate”. Since you have your login details, go to the Capital One activation page and click on the “sign in & activate”. Then, enter your username and password and click on Sign in to get your card activated.  

How to Make Capital One Credit Card Payment

You can pay for your Capital One Credit Card bill by using the following methods.

• Online Payment: to make a payment online, simply sign in to your credit card account with your login details and provide your bank account or credit card details to make payment online.

• Mobile App Bill Payment: this method of payment is by downloading the mobile app on your device. Once you have downloaded and install the app on your device. Open it and login with your credentials. Navigate to the payment section and click on “Pay bills”. Then, enter your payment account details.

• Payment by Check: this requires you to mail a check with your credit card bill issued to you on monthly basis. You can however drop a check in person only if your credit card issuer accepts you to do it. But payment by check is mainly sending a check to your mailing address.  

• Payment by Cash: you can also pay in person by cash if you are able to locate Capital One branch nearby.

• Payment by ACH transfer: this is known as Automated Clearing House (ACH) payment, a payment system that allows you to transfer funds directly from one account to another. You can make this payment in person or by calling the phone number on the back of your credit card. However, you will like need to provide your credit card account, bank account and routing numbers. 

• Payment by phone: you can also make a Capital One Credit Card Payment by phone by calling the customer service line at 1-800-227-4825. You will be required to provide the last 4 digits of your card number and Social Security Number and then follow the voice prompts to pay your bills.

Where is Capital One Credit Card Payment Mailing Address?

Capital One
Attn: Payment Processing
PO Box 71083
Charlotte, NC 28272-1083

Overnight Address

Capital One
Attn: Payment Processing
6125 Lakeview Rd
Suite 800
Charlotte, NC 28269

Capital One Credit Card Customer Service

To make payment or contact the customer service for any other issues, you can call the following Capital One Credit Card Customer Service phone number.