Surge Mastercard credit card is issued by Celtic Bank to customers who want to rebuild or improve their credit history when they want make payment. Applicants who want to apply for the Surge credit card gets a prequalification process which gives them the chance to getting an increase in their credit limit especially when you make six monthly minimum payments on time. You get your credit limit doubled. The Surge credit card is serviced by Continental Finance, the company who reports all your card payments to the three major credit bureaus – TransUnion, Equifax and Experian. Surge credit card login gives every cardholder access to their Surge credit card account online to make purchases, make your Surge credit card payment, view transaction history, view payment history, and enroll to receive online statement and many more.
Surge Mastercard® is one of the best cards for customers with bad credit that can help you build your credit history with time but may cost you on the long run. Cardholders stand the chance to save more when they pay a security deposit on a secure credit card but can only get the money back with a good payment record on time. But on the contrary, the surge credit card comes with high annual fees despite its benefits in building your credit score. Let’s quickly dive into some of the features and benefits of the Surge Mastercard credit card.
Features & benefits of Surge Mastercard Credit Card
- You get a free monthly credit score when you activate your Surge Mastercard
- Cardholders can improve their credit score when they make payment on-time
- You get zero liability protection for unauthorized charges on your surge credit card
- You can make online purchases anywhere you are in the world
- Your payment will be reported to the three major credit bureaus
- Annual fee: $75 to $99 the first year; after that it’s $99 annually.
- Monthly maintenance fee: $0 to $10 per month or up to $120 annually. (This fee is waived during the first year of opening an account.)
- Late payment fee: $40.
- APR of 24.99% to 29.99%
- Your Surge Mastercard has an initial credit limit that ranges from $300 to $1000 and may even doubles up to $2,000
How to Apply Surge Credit Card
The Surge credit card application is easy but you will be required to provide some personal and financial information. The steps below will guide you on how to apply for your Surge Mastercard credit card.
- Visit Surge credit card application page – www.surgecardinfo.com/ in the web browser of your device.
- Next, click on black “Apply Now” button.
- On the next page, scroll down and enter your information which include first name, middle initial, last name, suffix, home address, home address, address 2, city, state, zip code, email address, social security number, and your total monthly income.
- The next step is for you to enter your primary source of monthly income, primary mobile phone number, secondary phone number, and date of birth.
- Next, check the box if you have an active checking account or debit account, if you intend to use this card for cash advances, and also use it for additional card.
- The next step is to check the box if you are a U.S. resident over the age of 18 years and authorize prequalification.
- Next, check the box if you want to receive updates from Surge partners and check the last box to agree to the terms and conditions.
- Finally, confirm you are a human by click on the “I’m not a robot” box.
- Then, click on “See my card offers”.
- On the next page, follow the prompts and submit your application.
Once you submit your application, Celtic Bank will review your information. Keep in mind that you can apply for your Surge credit card by calling at 1-866-513-4598.
How to Check your Surge Credit Card Application Status
Once you submit your application for review, you can check your Surge Credit Card Application Status by calling the issuer’s customer service department at 1-866-449-4514.
Surge Credit Card Login
If you already gained approval on your Surge Mastercard credit card, you can now login to your Surge credit card account online. Follow the steps below to access your account online.
- Visit Surge credit card login page – www.surgecardinfo.com/ in the web browser of your device.
- Next, click on black “Login” button.
- Enter your “username” and “password”.
- Click on “Login to my account”.
Once you are successfully login to your account to make payment, view your transaction history, etc. if you forgot your username or password, kindly click on the “forgot username or Password”.
How to Activate your Surge Credit Card
- Visit Surge credit card activation page – www.surgecardinfo.com/ in the web browser of your device.
- Next, click on black “Activate My Card” button.
- On the next page, enter your last 4 digits of credit card, last 4 digits of SSN, and 5 digit Zip code.
- Then, click on “Activate my card”.
You can also activate your Surge Credit Card by calling 866-449-4514.
How to Make Surge Credit Card Payment
You can pay your surge Mastercard credit card bills by using the Surge credit card payment options below
- Online: If you want to make an online payment, login to your account online with your login details and click on the “make a payment” option to complete your payment.
- By phone: You can also make your Surge Credit Card payment by phone by calling at 1-866-513-4598. Phone calls payments can be made from 7 am to 10 pm ET Mon–Fri, and 8 am to 4 pm on Saturday
- Mobile app: you can also make payment by downloading the mobile app on your Android or iOS device and then login with your login details. Then, click on the “pay bills” or “make a payment” option to make a payment.
- By mail: making Surge card payments by mail is by sending a check or money order along with the payment coupon from the stub of your monthly billing statement and then send it to the Surge Credit Card payment mailing address.
Where is Surge Credit Card Payment Mailing Address?
Surge Card
P.O. Box 6812
Carol Stream, IL 60197-6812
Surge Credit Card Customer Service
If you want to make payment or having any other issue with your credit card, you can call the Surge Credit Card customer service phone number at 1-866-449-4514. You can also contact the Surge Credit Card customer service team by login to your account online or mail.
Surge Customer Service Mailing Address
Surge Card
P.O. Box 3220
Buffalo, NY 14240-3220