Owning a jet ski offers thrilling aquatic adventures, but there are risks along with it that necessitate insurance coverage. Accidents, theft, and unforeseen damages can occur whether you’re navigating waves at high speeds or mooring after a fun-filled day. However, it might be difficult to choose the best Jet Ski insurance companies because so many provide a variety of coverage options.
With one of the best Jet Ski insurance companies, you and your watercraft are financially protected, which covers liability, repairs, and medical expenses. Some businesses stand out for their service and dependability, offering comprehensive plans designed for water enthusiasts as well as reasonably priced premiums. This article highlights some of the best Jet Ski insurance companies to ensure safe and enjoyable water activities.
Best Jet Ski Insurance Companies
Although jet skiing provides a thrill of excitement, its high speeds and careless driving pose special hazards for watercraft insurance. In addition, personal watercraft, such as jet skis, were the second most often reported vessel type involved in accidents. Jet ski insurance covers responsibility and protects your PWC from harm, saving you money if you injure someone else.
Coverage can cost anywhere from $100 to $500 a year, depending on variables including age, location, and boating history. Furthermore, the following are a few of the best companies of Jet Ski insurance, renowned for their pricing, customer support, and range of coverage.
the following includes;
- Progressive
- GEICO
- State Farm
- Nationwide
- Markel Boat Insurance
- Foremost
Progressive
Progressive provides reasonably priced Jet Skis insurance that covers both physical damage and liability for harm or damage. Only a few jurisdictions need boat insurance, but Jet Ski insurance is necessary for all boaters. This company provides comprehensive coverage, roadside assistance, replacement cost coverage for personal belongings, high limits for medical costs, and complete loss coverage.
The insurance provider provides coverage for up to $25,000, including $10,000 in personal property and replacement costs within the first three model years. Additionally, the business offers roadside assistance for tow trucks and trailers that are damaged or inoperable. To get the best Jet Ski insurance price, include minors as listed operators, disclose improvements, and be aware of the Jet Ski’s year, make, and model.
GEICO
Geico and BoatUS have teamed up to offer Jet Ski insurance to recreational boaters in Washington, DC, and all 50 states. The company provides a broad range of coverage options, such as agreed hull value, real cash value, and liability-only plans.
With discounts for finishing safety courses and optional extras like boat towing assistance, disappearing deductibles, and coverage for fishing gear, Geico’s Jet Ski insurance packages cover a variety of boats and situations. Furthermore, it is also the best auto insurance and best home and vehicle insurance bundle with excellent ratings for both customer satisfaction and financial stability.
State Farm
For a wide range of watercraft, including jet skis, State Farm Insurance provides complete coverage. With 19,000 agents, State Farm offers dependable service and committed support, guaranteeing that claims are processed in a timely and accurate manner. The insurance company covers the property inside the boat, including the hull, motor(s), equipment, and trailer. Furthermore, it also covers damage and loss brought on by common risks, including sinking, fire, storms, theft, and accidents.
Nationwide
Owners of personal watercraft (PWCs) require proper protection, and Nationwide provides comprehensive accident and liability coverage specifically for jet skis. Accidental damage, fuel spill prevention, rental reimbursement, and roadside assistance are all covered by Jet Ski insurance. Nationwide provides excellent claims service, low prices, and savings. To lower insurance costs, enroll in multiple policies or complete a water safety course. Nationwide On Your Side Claim Service provides written repair guarantees.
Markel Boat Insurance
Markel Boat Insurance offers comprehensive coverage for theft, wreckage removal, emergency towing, tournament fee reimbursement, trailer, and boat lift coverage, and other specialist items like boats. Fishing-specific coverage is also included, including payment for tournaments and covering for equipment. Markel’s plans, which provide special benefits and coverage for tournament fees and fishing gear, are especially advantageous for people who use their boats for fishing.
Along with business coverage for charters or trips, the company also provides discounts for yachts and personal watercraft. However, the policy is unlikely to be combined with other policies, so it is recommended to request a quote for a reasonable estimate.
Foremost
Foremost Boat Insurance provides dependable coverage for a broad range of boats, including cruisers and fishing boats. It offers discounts, including a full payment discount, and covers all 50 states. The software offers multiple discounts and is compatible with a variety of boats.
It takes two to three business days to get a quote online. Foremost offers coverage with the same level of robustness as its parent firm, Farmers Insurance. Additionally, it provides specific coverage options for USAA members and discounts for boat owners over 55. Many boat owners find the app to be a good option, and it is compatible with a wide range of vessels.