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How to Apply for JCPenney Credit Card – Login, Payment & Customer Service

By
tsg
-
February 24, 2022

JCPenney Credit Card Login gives every cardholder access to manage their credit card account online. This enables them to make payment, view their account, set alerts and get reminders of payment due date, check their balance and recent transaction history, on the amazing offer JC Penney Company offers. However, you may not be able to enjoy or access your account until you apply for the JCPenney Credit Card. The JCPenney Credit Card is issued by Synchrony Bank and this card comes in three forms. These include Red Cardmember, Gold, and Platinum.

How to Apply for JCPenney Credit Card - Login, Payment & Customer Service

JCPenney is one of the largest retailers in the whole of U.S. with products like Jewelry, Shoes & Accessories, Beauty, Salon & Sephora, Toys & games, furniture, women and men’s wears, baby & kids’ outfits and many more. The JCPenney Credit Card is however issued to regular JCPenney shoppers to make purchases at the store and online and also make payment as well. Let’s quickly identify the benefits of having this credit card.     

JCPenney Credit Card Benefits

  • You earn rewards 2X faster such that when you spend $1, you earn $1 point. This means on every qualifying purchase you make, you earn rewards points. You also stand the chance to get a $10 reward for every 200 points earned. You also get 1 point any other way you pay on every $2 spent.
  • You get a birthday gift e from JCPenney to celebrate your special day.
  •  If you are platinum cardholder, you get extra 30% off every purchase on exclusive sales day.
  •   For JCPenney Credit Cardmembers, you enjoy special savings days and you get up to 150+ credit savings days.
  • Gold and platinum cardholders become eligible for coupons passbook, other coupons, and special offers.
  • Shoppers at JCPenney stores enjoy Special financing offers that can help them save money.  

Now that you are familiar with the benefits of having a JCPenney Credit card, let’s highlight how to apply for the card.

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How to Apply for JCPenney Credit Card

The JCPenney Credit Card Application is easy but you will be asked to provide some personal and financial information. Simply, follow the steps below.

  • Go to https://www.onlinecreditcenter6.com/JCPenney/JCPCreditCenter.htm or https://apply.syf.com/eapply/eapply.action?clientCode=JCPCON&cHash=1342177401&subActionId=1000&langId=en&sitecode=SYFCLP1118&cmpid=SYFCLP1118 in the web browser of your device.
  • Next, click on the “Apply” button in the top-right corner of the page.
  • Enter the last 4 digits of your SSN/ITIN and mobile phone number.
  • Click on the red “continue” button.
  • On the next page, you will be asked to provide your first name, last name, address (street & number required), mother’s maiden name, city, state, and Zip code.
  • The next step is to provide your email address, Annual net income, length of time at current address, date of birth, and SSN.
  • Read and accept the JCPenney terms and conditions.
  • Then, click on “submit”.

Now you have submitted your application, give Synchrony bank permission to review your information.

JCPenney Credit Card Login

If you have submitted your application and you have gotten approval, you can now always login to your account to manage your account.

  • Go to https://jcpenney.syf.com/login/ in the web browser of your device.
  • On the next page, enter your “User ID” and “password”.
  • Then, click on “secure login”.

Now, you will have full access to your account, if you don’t have a User ID, simply click on “Register” to create a new login details.

How to Make JCPenney Credit Card Payment

To make a payment for JCPenney Credit Card can be done in four ways.

  • Online Payment Center
  • Payment at the store
  • Pay as Guest
  • Payment by Mail

 Online Payment Center

This method of payment is by going through the JCpenney online payment center to pay your bills. Follow the steps below to know to make a JCPenney payment.

  • Go to your JCPenney credit card account login page – https://jcpenney.syf.com/login/ in the web browser of your device.
  • Enter your “User ID” and “password”.
  • Then, click on “Secure login”.
  • You are logged in to your account, click on “Pay my bills”.
  • On the next page, you will be asked to provide your checking account information, payment amount and payment date. You will also provide your bank’s routing number to complete the payment.

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Payment at the store

You can also make payment at the store. This is by finding JCPenney store close to you. You can use the online store locator to find one nearby – https://www.jcpenney.com/jsp/storelocator/storeResults.jsp . Once you find the store close to you, go to the store and make your credit card payment with cash, money order or check. Keep and save your receipt for future records.

Pay as Guest

This payment method too also requires you to login to your account.

  • Go to your JCPenney credit card account login page – https://jcpenney.syf.com/login/ in the web browser of your device.
  • On the JCPenney.com login page, click on “Pay as Guest” in top-right corner of the homepage.
  • On the next page, enter your Card number, last 4 digits of your SSN, and Zip code.
  • Then, check the “I’m not a robot” box to confirm you are a human.
  • Now, click on “find my account”.
  • Next, follow the prompts and complete your payment.  

Payment by Mail

This payment method is by using your check or money order and then sending it to a mailing address for payment. You will have to attach your JCPenney credit card account number on the memo and then mail it to JCPenney payment mailing address. 

Where is JCPenney Credit Card Payment Mailing Address?

The mailing address of JCPenney Credit Card is

SYNCB
P.O. Box 960090
Orlando, FL 32896-0090

JCPenney Credit Card Customer Service

If you want to contact a representative or you want to make payment via Customer representative, kindly call the JCPenney Credit Card Customer Service phone number at 1-800-527-4403.

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