EDD provides benefits payments for Unemployment Insurance claims, Disability Insurance, Paid Family leave using a Visa debit card. This is a very fast and convenient prepaid debit card that makes your benefit payment gets to you in a secure way without being subject to a credit check or monitoring by the EDD. Let’s quickly dive into some benefits of the Bank of America EDD card.
Benefits of Visa Prepaid Processing EDD Debit Card
If you are a beneficiary of the EDD debit card, there are so many benefits you stand to enjoy. They include the following;
- You can use it to make payment in stores, online, and by phone everywhere VISA is accepted.
- Cardholders get fraud protection from a Zero Liability Policy
- Receive your money sooner
- You can transfer money to other financial institution of your choice at no additional cost
- You can withdraw cash at any nearby ATMs, banks and stores with cash back options
- Get notifications when a deposit is made to your card or when you have a low balance
How Does the Visa Prepaid Processing EDD work?
Visa Prepaid Processing EDD is a service that allows Visa cardholders to pre-loads funds into their Visa card account. This service enables consumers make purchases anywhere Visa debit cards are accepted.
Visa Prepaid Processing EDD (Employment Development Department) is a physical prepaid card you can buy at different stores across the United States that allows you convert your account balance into cash. This prepaid card comes in $20 increment funds loaded into it automatically such that consumers can use it to make any kind of purchase anywhere they are where Visa debit cards are accepted. You can either spend the $20 fund as it remains in your card account or it could be lost due to expiration.
You can also make use of any nearby ATM, bank teller at a nearby branch, or by using the online platform on your PC or mobile device to reload your account by adding more money. This prepaid card does not have any credit limit on it.
The EDD debit card comes with tons of benefits but also has some disadvantages for its users. One of its major disadvantages is that it can only be used across the United States only. In other words, it cannot be used internationally and online. As a result of this, some consumers choose to go for a debit account instead of using the prepaid card or simply make use of the ATM when they want to withdraw money from their account.
Visa prepaid processing EDD is a payment system that works by using your checking account to load funds into the prepaid card which you can spend via a Visa debit transaction anywhere Visa cards are accepted and it is issued by the Bank of America.
You can get this card in all kinds of denominations and can be used to make transactions like every other debit cards at any ATM points, online space, and in-store transactions. Without mincing words, the Visaprepaidprocessing Bank of America prepaid cards are taking over the world payment’s method especially for the travel industry and international travelers.
Can I use a Visa Prepaid Processing EDD over a Credit Card or PayPal to receive Payment from Customers
PayPal is one of the largest and popular payment platforms in the world today. The organization was founded by Peter Thiel in 1998 to enable different users or online traders make payment via their email address without credit card or any other third-party payment service providers.
With PayPPal, you can send and receive money online without stress provided you follow the policy and understand the terms and conditions of the platform as the platform comes with higher rates charges.
When is the Best Time for me Not to Use a Visa Prepaid Processing EDD?
The Visa Prepaid Processing EDD is part of the Visa Cards that are majorly made for some specific transactions like buying a US property, paying taxes, applying for a mortgage, etc. So if you looking forward to buy prepaid cards, buy goods online and then ship them to your door post, then you may not want to use the Visa prepaid processing EDD.
What to Do when my Visa Prepaid Processing EDD card not working
There are instances you notice your card is not working and you get error like “Visa prepaid processing failed”. Keep in mind that getting a Visa prepaid card does not require a visa application but you may have to complete a visa application if you want to make any purchases with the card.
How Long Does it take to Get EDD prepaid Card?
Usually, it takes 7-10 days working days to receive your card in your mail. You will receive a mail from Bank of America if you have never had a debit card from EDD before after your first benefits payment has been issued.
How Do I Activate My Bank of America EDD Debit Card as a New Cardholder?
You can either activate your new Visa prepaid processing EDD Bank of America debit card online or by phone.
To activate your EDD Debit Card online
You can activate your Visa prepaid processing EDD debit card online by following the steps below.
- Go to the Bank of America debit website on www.visaprepaidprocessing.com/ or www.prepaid.bankofamerica.com/EddCard/ in the web browser of your device.
- On the next page, click on “Activate my card” to get your card activated.
To activate your EDD Debit Card by Phone
You can also activate yourvisa prepaid processing edd debit card by phone. You can do this by calling 1-866-692-9374 or 1-866-656-5913 (TTY) if you reside within the United States. For those outside the United States, simply call at 1-423-262-1650.
How to Replace Lost, Stolen or Expired Debit Card for Existing Cardholders
Your EDD debit card is valid for three years from the date of it is given to you all through the EDD benefits program. If you initially participated in an EDD benefit program using the card, and you participated again in another EDD benefit program within three years of the date from when the card was issued to you. You will have to wait for a new card to get benefits. Funds will be loaded continuously to your existing card and you will be granted immediate access to them.
Lost or Stolen EDD debit cards
If you lost your card or it gets stolen, you must call Bank of America at 1-866-692-9374 (TTY: 1-866-656-5913). Follow the prompts on the phone and select “lost or stolen” option from the automated menu which will then redirect you to speak to a representative. You do not need to enter your old card number.
If your card is damaged, kindly visit the Bank of America website www.visaprepaidprocessing.com/eddcard to order a replacement. Keep in mind that it will take 7 to 10 working days for the replacement card to be delivered to you from the date you order it. Please do not request the second time once you order a replacement card. Ordering a second card will permanently block the first one and this may cause a delay in receiving your payments.
Also Note: Bank of America representatives cannot answer questions about your claim or pending payments.
Expired EDD debit cards
The activity of card within the last 90 days or $20 or higher balance
Under normal circumstances, if you have activity on your EDD debit card within the last 90 days or you have a balance of $20 or more, a new card will automatically be mailed to you by Bank of America before the expiration date of your card.
The activity of No card within the last 90 days or $20 or less balance
If there is no activity on your card within the last 90 days or you have less than $20, you can contact the Bank of America debit card customer service to request for a new card. You can also call one of the telephone numbers listed below.
Telephone:
Bank of America EDD Debit Card Cardholder Services
1-866-692-9374
1-866-656-5913 TTY line for the hearing impaired
423-262-1650 Outside the United States, call for
Claims: 1-855-355-5058
Fraud: 1-800-558-9226
Written Correspondence:
Bank of America EDD Debit Card Cardholder Services
P.O. Box 8488
Gray, TN 37615-8488
Email: govandcorp@prepaidcard.bankofamerica.com with any questions or comments. Please include your name, full address, and last 10 digits of your card number.
How long does it take for EDD to approve certification online?
It usually takes 10 working days to approve your certification after you have submitted your certification by mail/or requested your benefit payments through checks. If you don’t get your certification after 10 days, contact UI.
How Do I get My EDD Unemployment Payments Claim?
This will guide you through how you know your EDD claim is approved. It grants you access to check your EDD unemployment claim status. Normally, it takes at least three weeks for you to process a claim for most eligible workers to get their unemployment benefits and issue payment. To get updates about Payment information on daily basis, you can login to your UI Online account on www.edd.ca.gov/Unemployment/UI_Online.htm or by calling UI self service phone number at1-866-333-4606. If you don’t have an account, simply create an account with UI on the UI portal, after you logged in to your account, tap on “Payment activity” to check the entire payments gotten on your claim.
You can access payment information for Disability Insurance or Paid Family Leave through your SDI Online account on www.edd.ca.gov/Disability/SDI_Online.htm or by calling one of the toll-free numbers – DI English 1-800-480-3287, DI Spanish 1-866-658-8846.
You can get your payment in three different ways, they are – Direct Deposit transfers, Emergency Cash Assistance, and Track your Payments.
Direct Deposit transfers
This is a one-time recurring direct transfer to any of your favorite financial institution. You can set this payment for free. To set up this payment method, kindly visit the Visa prepaid processing edd Bank of America debit card website – www.visaprepaidprocessing.com/eddcard or call the Bank of America debit card customer service phone number written at the back of your card.
Emergency Cash Assistance
You can also make domestic emergency transfer through the assistance of Bank of America. This usually happen if you are in need of emergency cash immediately especially if you lost your card or you are still waiting for the arrival of your card in your mail. To do this, you can call to speak with a Bank of America customer representative by using one of the phone numbers – if you are Within the United States: 1-866-692-9374, if you are Outside of the United States: 1-423-262-1650 (Collect). You can also visit the Bank of America’s website – www.bankofamerica.com/eddcard to do this.
Track your Payments
To keep track of your debit card payments and balance, simply download the Bank of America Prepaid Card app from either Google play store or Apple app store. On this app, you will get daily payment information which is available via your UI Online and SI Online account. You can also call one of the toll-free numbers on Contact EDD (https://edd.ca.gov/about_edd/contact_edd.htm) to track your payment.
How to file or reopen a claim
You can apply for your UI online on www.edd.ca.gov/Unemployment/ or through phone or mailing or faxing the paper application form. Claim to be filed through phone, fax, or mail.
- UI for federal employees: this provides benefits through eligible unemployed civilian federal employees and ex-military through release from active service.
- Joined wage claims: it is filed when a customer has gotten a claim either in California or in another state or worked in two or more states also with California in the last 18 months.
How to file SDI Online Claim
This is one of the fastest ways to file and get information about your Disability Insurance (DI) claim. Using SDI Online to file your claim, you can ask deep and confidential questions and receive instant responses. To do this, follow the steps below.
- Go to www.edd.ca.gov/Disability/ in the web browser of your device.
- Next, select the Claim ID of your current claim.
- Then, select Request Claim Update in the claim Information section.
- Now, choose a Request Type from the drop-down menu and click on “Next”.
- On the next page, add your specific question to your claim.
Visa Prepaid Processing EDD Card Login
This gives you access to your Bank of America EDD Debit Card Online Account anytime. Simply, follow the below steps to login to your account.
- Go to Bank of America EDD card website visaprepaidprocessing.com/EddCard/ or www.prepaid.bankofamerica.com/EddCard/ in the web browser of your device to sign in to your account.
- Next, click on “Sign In”.
- Enter your “Username” or “Card Number”.
- Click on the blue “Sign In” button.
- It will redirect you to another page where you will asked to provide the expiration date month, Expiration date year, last 4 digits of Social Security Number and your 3-digit Security code of your card to verify your identity.
- Click on “Continue”.
- Once your information is correct, you will be redirected to your online banking account’s dashboard.
How to use Bank of America Prepaid Card to purchase at VISA Debit Merchant or Maestro Merchant
The steps below will guide you on how to make purchases with your Bank of America EDD card.
- Give your Bank of America Prepaid Card to the Desk officer or cashier
- Your card will be swiped in the terminal reader to read your card
- Force or push the debit or credit card
- Select credit to grant you direct access without requesting for PIN
- Cashier will tender a receipt to you to sign, and then you will also be issued another copy for record purposes.
- PIN will be requested if you select credit.
- Cashback will be asked by the terminal, and then if you input the amount, your cash will be dispensed to you.
- Cashback will be able to receive if your sponsor chooses this option and the funds are available on your card
- Make sure you check your balance all time to confirm your transactions history and the type of transaction made.