OpenSky Credit Card Login Online platform makes it easy for every user to access important information their Credit Card. The OpenSky® Credit Card is ® Secured Visa® Credit Card that is issued by Capital Bank USA without a credit check or a bank account for approval. If you are at the edge of bankruptcy and back taxes, then the OpenSky® Secured Visa® Credit Card is what you need to apply for to get yourself back on track. The OpenSky credit card login not only gives you access to you online account but also help you rebuild you credit. Without mincing words, the Opensky login platform gives every user access to speak to representative, make payments, and also get important information about the Open Sky customer service hours.
To get some reviews about the Opensky credit card, how to enroll for Opensky credit card online account, activate your OpenSky credit card, check your OpenSky application status, login to your account, recover your password, make payment. However, let’s quickly dive into some benefits of getting Opensky credit card.
Benefits of OpenSky® Secured Visa® Credit Card
- Annual fee of $35
- A refundable security deposit of $200 – $3,000
- No credit or bank account is required to apply.
- 3% of foreign transaction fee.
- 17.39% variable APR interest rate.
- 5% of the amount of each Cash Advance (equivalent of $6).
- Higher credit score line for six months with no extra deposit needed.
- You do not have to upgrade your account to an unsecured credit card.
- The card payments reports information is submitted to all three major credit bureaus to help build your credit.
Requirements to Apply for OpenSky Credit Card Online
To qualify for this credit card, you still have to meet certain requirements. These include the following;
- You must be a U.S. citizen
- Your monthly income must be greater than your monthly expenses.
- Pay a refundable security deposit.
- Must provide a social security number or individual taxpayer identification number
Simple Guide on How to Enroll for the OpenSky Credit Card Application
If you have successfully met the requirements stated above and you know you are eligible to enroll for the application on the Opensky portal, then application process in getting the Opensky Credit card becomes easy for you. The application process will mandate you to provide some important information about yourself. However, you will have to go through a required 9-step application process on the official website – www.openskycc.com/app/application or www.myaccount.openskycc.com/Enroll/Enroll.
Step One: Go to www.myaccount.openskycc.com/ in the web browser of your device.
Step Two: On the Opensky Credit card login page, click on “Need to Enroll?”
Step Three: Enter your personal and card information – you will be required to enter your Credit Card Account number, First name, Middle Initials, and last name.
Step Four: Enter the last 4 digits of Social Security Number, Email address and confirm it.
Step Five: Provide your “Secret Word” or “Special word” for future account verification that will be requested from you anytime you contact OpenSky.
Step Six: Provide the Expiration date and the CVC/CVV Number of your Card and click “Next”.
Step Seven: Provide your payment type, annual income, housing payment, and annual income.
Step Eight: Read and Agree to the Terms and Conditions – this section requires you to read, understand, accept and agree to the Terms and Conditions for the OpenSky Visa Credit Card.
Step Nine: Provide a Security Deposit – this is the final step where you have to provide a security deposit between the minimum of $200 and maximum of $3,000. Any amount you provide stands as the credit limit set for your credit card.
How do I Check my OpenSky application status?
Once you have completed your application, you can easily visit the OpenSky website to check your application status. Simply, use the “Check my Application Status” tool that is available on the website’s homepage. You can alternatively go through the status link – www.openskycc.com/app/checkapplicationstatus. However, to check your status you will be required to provide certain information. Follow the steps below to check the status on OpenSky.
- Go to www.openskycc.com in the web browser of your device.
- Next, click on “Check Application Status” in the top-right corner of the homepage.
- On the Check Application Status page www.openskycc.com/app/checkapplicationstatus, enter your financial and other basic information. These include your email address, last 4 digits of your Social Security Number (SSN), and birthdate.
- You will also be asked to provide your “Security word” or password. This is the Security word you created at the end of Step 3 of the application process.
- Finally, to complete your status check. Kindly click on the “Check My Application Status” in green button located at the bottom of the status form.
You may receive an instant approval or denial but if you don’t get such information. OpenSky may require you to provide additional information to complete the application. Your registered email address will be used to access the instructions from OpenSky on how to submit that information.
Keep in mind that OpenSky does not offers its users access to Customer service phone number on the application page. However, if you are experiencing any difficulty on the online page, you can contact them at 1 (800) 859-6412 if you want to speak to a representative.
How Can I Make OpenSky Credit Card payment?
There are three ways to learn how to make a payment to Open Sky. They include the following.
- Auto-Pay: This is the automated system of payment via your online account – https://myaccount.openskycc.com/. This tool enables you set up a recurring payment for your OpenSky credit card bill. The OpenSky Credit Card Auto-Pay tool also sets up a reminder for you when your payments are due via your email address. To set this up, simply login to your OpenSky online account and click on “Payment Services” button. A drop-down menu list will appear, click on the bank account option and set up recurring or one-time payments for your card.
- OpenSky Mobile App: This is making use of your mobile app for both iOS and Android devices to make payment on OpenSky. With this, you can also check your balance, view transaction history, more. You can download the openskycc mobile app on both Google play store and the Apple store.
- Payment by Mail: this payment procedure by Mail is making payment by Check. This payment procedure requires you to include your remittance slip when sending a check in your monthly billing statement.
You can alternatively pay your OpenSky credit card bill by calling the OpenSky credit card customer service phone number at 1 (800) 859-6412. But if you want to make a payment through a customer service agent, there will be a $10 fee service charge.
What is the New OpenSky Credit Card Payment Mailing Address?
Since Capital Bank does not accept cash and you want to pay your OpenSky bills by mail. So if you are looking for where to pay your Opensky credit card, kindly submit either your check or money order to the OpenSky Secured Visa Credit Card payment address below;
OpenSky Card Services
P.O. Box 660924
Dallas, TX 75266-0924.
Important Easy Tips For Mailing OpenSky Credit Card Payments
- Kindly add your credit card number on your payment to avoid any processing delays.
- Give Capital Bank enough time to receive your payment on or before the due date, or else it will be considered late.
- You can alternatively send your payment via overnight mail to Capital Bank overnight payment address, if necessary. The Capital Bank overnight payment address is:
Attn: Lockbox Operations #6609242701
East Grauwyler Rd., BLDG 1
Irving, TX 75061.
How to activate Your Opensky credit card Online?
If you have been asking questions like how can you activate your Opensky credit card online or how do I activate my OpenSky credit card, it is important you follow the steps below to learn how to activate your OpenSky credit card;
- Go to the OpenSky website – www.openskycc.com/ in the web browser of your device.
- Next, click on “MyAccount” in the top-right corner of the homepage.
- You will be directed to the online account OpenSky Login page.
- Click on the green “Activate Card” button in the top right of the page. Keep in mind that if you want to access this page from mobile device, kindly click on the “Menu” option at the top and click “Activate Card”.
- On the OpenSky activation page – (www.myaccount.openskycc.com/Activate/Activate), enter your personal information along with your card details.
- Finally, follow the instructions and click “Submit”.
Simple Guide to Login Opensky Credit Card
Now that you have successfully open an OpenSky account, the steps below will guide easily on how to log in to your OpenSky credit card login online account.
- Go to www.openskycc.com/ in the web browser of your device.
- Next, click on “My Account” in the top-right corner of the homepage.
- You will be directed to the online account OpenSky Login page.
- Enter your User name and Password.
- Finally, click on “Log In”.
Step by Step to Recover OpenSky Credit Card Forgotten/Lost Password
If you forgot or lost your Open Sky Credit Card password and you want to recover it. It is easy as you can do that on the login page, simply follow the steps below.
- On the OpenSky login page – www.myaccount.openskycc.com/.
- Click on “Forgot Password”.
- It will redirect you to the account Password reset page – www.myaccount.openskycc.com/Forgot/Password
- Enter the last 6 Account Number of your credit card
- Enter your username and click “Next”.
- Provide the Expiration date and the CVC/CVV Number of your card.
- Enter your Secret word and click on “Next”.
- Finally, follow the on-screen instruction to reset your password.